LIBRARY

When talking about mortgages, there are so many things to know, so many questions to ask! Don’t worry, that’s what we are here for!

We have put together a series of videos to address some of the things we believe you should know. So grab a cuppa whatever you enjoy most, watch some of the videos below, maybe check out a couple posts on our blog, and when you are ready, contact us! We are happy to walk through the mortgage process with you!

VIDEOS

Or click this button to jump below and hear what some kind people have said about working with the Home Happy Team!

HAPPY EXPERIENCES

Or maybe you're more of a reader -we've got you covered as well! Feel free to explore some of the resources that we have for you.

RESOURCES

VIDEOS

When buying your First Home, looking to Refinance or move to another home, it’s tough to know who to turn to for decent, objective advice. The HomeHappy Team is here to help.

Most Canadians have debt of one kind or another, yet many live in denial or are unsure how to make things better. That’s where the HomeHappy Team comes in…we can show you ways to use your hard earned equity to payout all of your debt and pay it all off sooner!

So many people when dealing with their mortgage at renewal or any other time obsess over Mortgage rate as the most important part of a mortgage…it’s not!

Mike Lloyd reviews what $50k in renos looks like, what it can do to your home value and how to finance it on a purchase.

Mike Lloyd discusses Real Life Finance and 'What you should have been taught in school'

Mike Lloyd discussing Financial Options for Seniors...

Tony Spagnuolo discusses How to Read a Title Search

Tony Spagnuolo talks about the Importance of a Title Search

What is a MIC? - Guest Interview with Martina East from Cambridge MIC

HAPPY EXPERIENCES

Mathew and Jacqueline share their story about meeting with the home happy team and buying their first house. “They made things so comfortable and easy for us”.
Watch as Michael Rak discusses working with Michael Lloyd and the HomeHappy team over the last 6 years and the strategy he employed to pay down his mortgage faster.

Blake discusses his history of dealing with the HomeHappy team

Listen to the Dolejsi family as they share their experience working with the HomeHappy Team! “Above and Beyond”.

Nicole talks about her HomeHappy experiences…

Our client long term Sandra talks about dealing with the HomeHappy team…

RESOURCES

HOME BUYERS GUIDE

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THE MORTGAGE PROCESS

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BROKER VS "SPECIALIST"

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WHAT CAN YOU AFFORD?

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HOUSEHOLD (BUDGET) BREAKDOWN GOAL

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HOUSEHOLD (BUDGET) INCOME & EXPENSES WORKSHEET

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TAXES ON HOME IN BC?

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PENALTIES; HOW ARE THEY CALCULATED?

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THE MORTGAGE APPRAISAL REPORT

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COMPLETING: STATEMENT OF ADJUSTMENT SAMPLE

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