FIRST TIME HOME BUYERS

Your first home is a big step. We’re with you all the way.

LEARN MORE

REFINANCE YOUR HOME

Renovations, investments, dream vacation…we have a plan for you.

LEARN MORE

BETTER DAILY BANKING

Allow us to introduce you to a Happy Bank alternative.

LEARN MORE

MOVE UP FINANCING

Outgrown your current home or looking to downsize?

LEARN MORE

AFFORDABLE LEGAL PROTECTION

Take care of your: will, living will, & power of attorney.

LEARN MORE

WE ARE HAPPY TO HELP FIND THE RIGHT
MORTGAGE FOR YOU!

Screen Shot 2016-07-21 at 7.29.32 PM

Mortgage Broker Surrey

OUR SERVICES

As top mortgage brokers, we offer a wide range of services to help with your mortgage needs. Not every person is the same and therefore not one mortgage package will work for everybody. We take the time to sit down with you and determine your needs before getting to work and finding the right mortgage. There are five members on our team and each one of us is completely dedicated to putting a smile on your face. We offer many mortgage solutions, including but not limited to:

First Time Buyer

Buying your first home can be both exciting and stressful. Our team is with you the entire time and we’ll provide you with all of the advice and information you need. We also offer a free homebuyers guide available for download that outlines all you need to know about mortgage financing.

LEARN MORE
Consolidation

It’s certainly worth reviewing if you have any debt including credit card(s), loans or lines of credit; we’ll help you weigh out the costs of early payout penalty and merging your debt into your mortgage. Life is a lot less stressful with one single payment. We’re happy to help you review your situation anytime!

LEARN MORE
Refinancing

When you’re looking to get a new mortgage on a property you already own, we’re here to help you with that. There are many reasons why you may want to refinance, including gaining access to equity, lowering your interest rates, reducing monthly payments and debt consolidation. We’ll walk you through the process and we even have a complete refinance guide available for download with a subscription to our newsletter!

LEARN MORE
Reverse Mortgage

Are you a bit older and seeking some financial flexibility on your home without having to move? We’ll help you look at all of your options!

LEARN MORE
Upsizing

If you currently own a property but want to purchase another one, congrats, you are movin’ up in the world! But there are A LOT of questions that have to be asked and answered and all of them don’t have right or wrong answers.

LEARN MORE
Custom Options

We offer custom services including Rental/Investment Property Mortgages, Commercial Mortgages and Private Mortgages; give us a call or e-mail, our team is happy to help.

Be More Productive with the Rule of 3

Be More Productive with the Rule of 3

This article was originally published on LinkedIn by Chris Bailey on Oct 28th 2015. Chris is a self-proclaimed Jedi Master at A Life of Productivity where he blogs about being productive. For Some Strange Reason, Our Brain is Wired to Think in Threes. As kids, we grow...

read more
Thinking of Selling? Costs You Should Know About!

Thinking of Selling? Costs You Should Know About!

Often times it's the simple math that will betray you when selling a property. In your head you do quick calculations, you take what you think your property will sell for and then subtract what you owe on your mortgage, and the rest is your profit! Well... not so...

read more

Welcome to Canada | Finding a Home

Welcome! We're so glad you decided to make Canada your new home. It can be rewarding, and sometimes challenging to find a place to live that's comfortable, safe, and affordable. CMHC is here to help! Consider these things as...

read more

WHO IS THE HOMEHAPPY TEAM ANYWAY?

Meet the Head Honcho of Happiness and the HomeHappy Team!

Mortgage Brokers in Surrey team picture

Smile…We’ve got your mortgage freedom plan!

When you work with us, you’re also helping animals in need!

FIND OUT WHAT YOU QUALIFY FOR!

They say money can’t buy happiness, but it can buy a really nice house!

HAPPY CALCULATING!

NO ANNUAL FEE • UNLIMITED 1% CASHBACK ON PURCHASES • CREDIT LIMITS UP TO $20,000

Are you tired of banking with the Big 6 banks as they make billions of dollars but continue to increase service charges? Well, allow us to introduce you to a Happy Bank alternative.

LEARN MORE

ON-CALL LEGAL PROTECTION WHEN YOU NEED IT.

Unexpected legal questions arise every day and with LegalShield on your side, you’ll have access to a quality law firm for as little as $20 a month. With our legal service plans you will be protected and empowered to worry less and live more.  Mortgage Broker Vancouver, Mortgage Broker Surrey

WATCH THE VIDEO NOW

PLATINUM REWARDS EXCLUSIVE MEMBERSHIP!

From dining to shopping to services; you’ll get benefits and discounts at thousands of retailers across North America.

LEARN MORE

WHAT PEOPLE ARE SAYING

Wow! It feels so great to finally own our own home. At first it seemed
like such a huge process, but once we chatted with Mike’s Team, our minds
were at ease. In no time, we were in our new home!

Anne & Steve

WHAT PEOPLE ARE SAYING

Mike and his team are awesome!
We recommend them to friends and family any chance we get.

Deb & Joe

WHAT PEOPLE ARE SAYING

My daughter needed to get her first mortgage and we knew of Dominion Lending services. We had the fortune of being looked after by Mike Lloyd’s office. Everyone there treats you with courtesy,respect, efficiency & definite care in finding you the best rates.

Sue Warner

WHAT PEOPLE ARE SAYING

Helped us through several mortgage renewals. Great team and Mike is always reachable. They are all very responsive with great follow up. Highly recommend!

Lisa Hill

WHAT PEOPLE ARE SAYING

Thanks so much for hosting the First Time Home Buyers event and your prompt & efficient work in obtaining our mortgage as a result. We are so appreciative of your guidance and will definitely let our friends and family know how helpful and awesome your team is

Stephanie P & Ryan R

WHAT PEOPLE ARE SAYING

Many thanks again, to your team for the hours spent with me and for me to secure my new mortgage. You are all very much respected & appreciated. Your professional service will be forever remembered and often boasted to friends and family who are looking for advice and assistance to secure their own purchase or re-mortgage transactions.

Bev L | Kelowna

WHAT PEOPLE ARE SAYING

Really Happy with the Professional Service and Prompt Response from the Home Happy Team. Great Work Thanks

Steve G

WHAT PEOPLE ARE SAYING

Our experience working with the HomeHappy Team has been excellent. We have passed out many of your cards to our family and friends and recommend the team to anyone who is needing Mortgage service. We had never worked with a Mortgage Broker before, we had always just gone to the bank and thought we were getting the best rate possible. For years we were paying more interest than we needed to. We were thrilled to discover that working with Your Team was fantastic and you were able to secure us the best rate going and literally saved us thousands of dollars. Thanks Homehappy Team!

 

Brita H

THE BEST MORTGAGE BROKER IN SURREY IS JUST A CALL OR CLICK AWAY

Screen Shot 2016-07-21 at 7.30.41 PM

CONTACT

Phone:  604-536-8208
E-mail:  info@homehappy.ca

OFFICE

#300 17650 66A
Surrey, BC
V3S 4S4

MAP