If you’re like many Canadians, particularly those living in the
Greater Vancouver Area , there’s a good chance the bulk of your net worth is locked up as
Equity
in your home.
Fortunately, there’s a solution to gaining access to that
equity WITHOUT SELLING!
We offer a variety of solutions, all are backed by Canadian Banks.
Receive income NOW while retaining full control of your home.
LIFESTYLE HAPPY EQUITY DRAW PLAN
You do not (unless you opt to) need to make any payments of interest or principal for as long as you or your spouse live there!
- You can access up to
6
5% of the value of your home
- You can receive your tax-free cash "as needed" or lump sum
Success Stories From
Sandra & Art
Connect with us to find out if a
Lifestyle Equity Draw is right for you!
Unlock Your Home's Potential:
Financial Freedom in Retirement
Are you a homeowner over 55 feeling "house rich" but "cash poor"? You're not alone. Many seniors have built substantial equity in their homes but face challenges with cash flow.
The HomeHappy Team has a solution.
In this video, we introduce an innovative financial tool: the payment optional mortgage. Discover how you can access your home's equity to supplement your income, support your family, or simply enjoy the retirement you deserve—all while retaining control over your mortgage payments.
What does our Canadian Government have to say about Reverse Mortgages? Click the Gov image below:
What's Your Happy 55+ Lifestyle?
Travel? Buy a vacation property?
New Hobby? Help Kids or Grandkids?
Connect with us to find out if a
Lifestyle Equity Draw is right for you!
Resources to help as you plan through your retirement.
4 Ways to Access your Home Equity
If you’ve been a homeowner for many years, likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Learn about how you can access that equity here.
Mortgage Options for Older Canadians
Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living is considerably higher than it has ever been, and as a result, many Canadians are putting off retirement, hoping to make just a bit more money to add to that nest egg. Learn more about how using home equity can provide financial freedom for you or someone you love.
Benefits of Working with an Independent Mortgage Professional
Simply put, an independent mortgage professional works for you and has your best interest in mind, while a bank specialist works for the bank and has the bank’s best interest in mind.
What Banks Won't Tell You About Mortgage Financing
Working with a single financial institution significantly limits your options when considering mortgage financing, especially if your financial situation isn’t straightforward.
